Cardea Solutions
Contact: Paul O’Carroll, MD
T: 0161 413 0766
E: paul@cardea-solutions.com
Cardea Solutions have been specialising in safety and security since 1999. We are dedicated to improving the safety and security of people and premises all over the world. From preventing door finger-trapping accidents with our award-winning Fingershield™ to preventing broken windows with the unbreakable Hammerglass, we pride ourselves on offering only the highest quality of products to our wide range of customers including schools, nurseries, care homes, commercial buildings, retail premises, leisure attractions and more.
Our extensive industry experience allows us to develop new and innovative products as well as advise honestly and ethically to help find the right safety or security solution for you.
Gateley PLC
Contact: Paul Jefferson, Partner
T: 0161 836 7818
M: 07917 007 671
E: paul.jefferson@gateleylegal.com
Gateley is a legal business providing a range of advisory services to start-ups, SMEs, corporates and individuals across the UK. Based out of nine offices our teams provide professional advice and expert guidance to more than 5,500 businesses. In 2015, we became the UK’s first commercial law firm to list on the AIM market of the London Stock Exchange; a bold move which embodies the group’s pioneering ethos.
Our strategy is to differentiate and diversify our offering through the acquisition of complementary businesses which provide a wide range of professional services for clients. Today, the group includes Gateley Plc, our legal business, a tax incentives advisory company (Gateley Capitus), a specialist property consultancy (Gateley Hamer), a global mobility practice (International Investment Services), a pension trustee business (Entrust Pensions) and a human capital consultancy (Kiddy & Partners).
Focused on solving problems, our approach is commercial and we are often described as ‘not your typical lawyers’ which we see as a huge compliment! We work alongside our clients to find solutions to problems and avoid legal jargon at all times.
M3 Media Publishing
Contact: Garry Samuels
T: 07799 358700
E: garry@m3publishing.co.uk
M3 Media Publishing is a specialist content marketing group.
By having our own unique platform of sector-specific, online business magazines, we provide credible, industry-targeted content for your company.
Our portfolio includes:
- Business Aspects Magazine
- HR Aspects Magazine
- Manufacturing Matters Magazine
- Marketing Aspects Magazine
- Property Aspects Magazine
In the magazines, we’ll position you as an expert commentator and provide you with powerful third party recommendations to enable you to attract, connect, engage with your target audience, and generate new business opportunities.
We can also provide you with the necessary support and mentoring to ensure that you successfully embed social media engagement in your business development strategies.
SEDULO FUNDING SOLUTIONS
Contact: George Settle
T: 07484 222 186
E: George.settle@sedulo.co.uk
Approximately 60% of SMEs are uncertain about their potential to finance lasting growth. Banks are becoming more reluctant to provide loans to them, increasing the need to access crucial funds through alternative finance providers for their lending requirements.
Alternative Finance has empowered SMEs by giving them access to an array of flexible and affordable financial solutions. And with these alternative financiers now providing more funding to SME’s than ever before, all types of businesses are now receiving funding to further their business goals.
The only main downfall for business owners is not having the support, knowledge or education on the range of products to figure out and implement the best solutions to fit their requirement and needs.
Here are six, need to know, facts, about Alternative Finance:
1) Only half of SME owners are aware of Alternative Finance options
Around 50% of SME owners are unsure on what alternative funding options they actually need. Some SME’s are even using alternative options rather than the bank due to timescales, jumping through hoops and not being 100% that there will be an outcome.
2) Most SME businesses go bust due to cash flow needs
Cash flow problems generally occur in business due to systemic late payments made by customers/clients, or a lack of quick access to finances. Additionally, 55% of SMEs find cash flow to be the biggest hurdle in their path to success.
Often this is a catch 22 situation for businesses that can grow but need cash flow to service new projects, work or stock.
3) Unsecured alternative Business Loans in the market
Alternative business loans are available for businesses who have been trading from 6 months plus though the underwriting criteria will vary for different lenders. SME’s can get funding over a 12-month term to 60 months, lending from £5,000 – £500,000 with a PG (Personal Guarantee) from 51% of the owners.
4) Timescales for Alternative Funding
Some alternative funders can fund a business on the same day they receive an application and underwrite a deal. The alternative industry average would be 3/4 days across providers.
(An incentive for SME owners to source materials, fix cashflow issues quickly and secure stock in real time)
5) Startup SME’s / Secured Loans
Often new ventures will struggle with the barrier of needing finance to start and assist with their new business. As there is no historic trade or history to back an application for an unsecured loan, there can be help through a secured loan for Limited companies with owners who are UK homeowners and have some equity to use as security.
6) Alternative Finance growth
Europe’s alternative finance market has exploded over the last five years, now worth an estimated €7.7bn according to the Cambridge Centre for Alternative Finance. The UK alone has grown by over 43% in the last year to £4.6bn, with receivables and invoice finance accounting for around 10-20% of this.
Sponsorship
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